Event Cancellation

Event Cancellation Insurance provides coverage for the loss of revenue derived from or expenses committed to an event due to a cancellation, abandonment, interruption, curtailment, postponement or relocation caused by covered perils as defined in the policy as covered perils.

Covered Perils

  1. Adverse weather (example: Hurricane, Tornado, Snowstorm / Ice storm)
  2. Natural catastrophe such as earthquake, flood, fire
  3. Labor disputes (this is covered provided it isn’t  involving the insured or the insured’s employees)
  4. Acts of Terrorism
  5. Failure to vacate the event venue
  6. Non‐appearance (the inability of performers, teams, other individuals from appearing at your event)

Adverse weather, earthquake, terrorism and non appearance are all available and rated/quoted accordingly. Other perils can be covered at special request or accommodation (example: coverage for outbreaks of communicable disease)

Non-Appearance Perils

If your event relies on the appearance of a person or group (performer, speaker, player, invited guest, team, etc.), this option will protect you from the non-appearance of that individual. Generally, including this option requires a medical exam of the specific individual.


  1. Financial Insolvency
  2. Lack of Interest or Support
  3. Fear of Travel
  4. War and Military Action
  5. Biological, Chemical, or Nuclear Hazards
  6. Pollution or Contamination
  7. Pre‐existing existing or threatened circumstances

Type of Event Covered

Almost any type of event can be covered with Event Cancellation. Over 100 different event types are available for coverage with no minimum premium requirements in the following categories:

  1. Sporting events and competitions
  2. Trade shows, conferences and lectures
  3. Carnivals, Festivals and fairs
  4. Film and TV premieres
  5. Concerts and tours
  6. Corporate functions and community events
  7. Weddings, bar mitzvahs, christenings and memorials
  8. Dozens of other events

Undewriting Factor

  1. Event Type (athletic event, concert, fair/festival, conference, consumer show, etc.)
  2. Amount of Revenue or Expense relating to event
  3. Dates of the event
  4. Location of the event
  5. Whether the event has an outdoor exposure or non‐appearance component

Claim Procedures

On the occurrence of any loss within the scope of cover under the policy, the insured shall:

  1. Forthwith file/ submit a claim form in accordance
  2. Detail chronology.
  3. Official confirmation regarding the reason of cancellation and potential of reschedule if any.
  4. Detail budget of event
  5. Other supporting documents.

The Insurer may appoint a loss adjuster to verify the loss