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Motor Vehicle Insurance

This insurance provide protection to cover loss and or damage to Motor Vehicle and or interest insured directly caused by:

1. Collision, impact, overturning, skidding or falling into;

2.Malicious act

3.Theft, including theft which is preceded or accompanied or followed by violence or a threat of violence;

4.Fire, including:

  • Fire resulting from fire to nearby object or the place of storage of the Motor Vehicle;
  • Fire caused by lightning;
  • Damage caused by water and or other equipment used to prevent or extinguish the fire;
  • Total or partial destruction of the Motor Vehicle at the order of the authorities in attempt to prevent further spreading of the fire.

Type of coverage:


1.Comprehensive / All Risk

Comprehensive coverage, that provides total protection for your vehicle unless it is mentioned in the policy exclusion.

2. Total Loss Only (TLO)

Total Loss coverage that provides compensates caused by Loss of or Damage where cost of repair is equally or more than 75% of the actual value of the vehicle (Constructive Total Loss) or Theft.

In additional extension coverage namely:

  • Third Party Liability.
  • Personal Accident for Passenger and Driver.
  • Passenger Legal Liability.
  • Strike, Riot and Civil Commotion.
  • Terrorism and Sabotage.
  • Flood and Windstorm
  • Earthquake, Volcanic Eruption and Tsunami

Your premium depending on:

  • The type of cover selected
  • Any additional cover selected
  • The sum insured
  • Insurance requirements