Goods & movement

Marine Cargo

Cover goods as they move through domestic and international supply chains.

Marine Cargo addresses goods in transit by sea, air, road, rail or combined transport, subject to the agreed basis.

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Introduction

What is Marine Cargo?

Marine Cargo is commonly considered by importers, exporters, manufacturers, traders, distributors and project-cargo owners. It can address goods in transit by sea, air, road, rail or combined transport, subject to the agreed basis.

What it protects

What can the policy protect?

The scope of Marine Cargo should clearly define the insured interests and the protection required.

The insured cargo

The goods and financial interest to be protected during the agreed transit.

Journey and coverage area

Origins, destinations, routes, modes of transport and temporary storage periods.

Valuation and limits

The value of shipments, maximum accumulation and basis used to settle a covered loss.

Common events

What types of loss can be covered?

The examples alongside help test the proposed programme against realistic situations. They guide the conversation but do not represent automatic cover.

Physical loss in transit

Cargo is lost during an insured domestic or international transit.

Physical damage in transit

Cargo is damaged by an insured event while being transported or temporarily stored.

Programme context

Where this cover fits

Industry applications

The role of the cover should reflect the operation, contractual responsibilities and potential severity of loss.

Commodities

For businesses exposed to changing values, storage, transit and contractual performance across supply chains.

Garment & Textiles

For labour-intensive production, valuable stock and delivery commitments across local and export markets.

Manufacturing

For operations where machinery, stock, people, suppliers and production continuity work as one system.

Mining, Metals & Minerals

For remote, capital-intensive operations with heavy equipment, specialist people and complex logistics.

Independent marine review

Review Marine Cargo with Talisman.

Share your current wording, renewal terms or information about the requirement. We will help identify the practical next step.

Discuss your programme

Illustrative information only. Coverage, availability, limits and terms depend on the risk profile, insurer approval and final policy wording.