Project definition, timeline and location
The equipment, installation works, site, project period and parties represented in the programme.
Projects & specialist risks
Erection All Risks
Cover machinery and plant while it is installed, tested and commissioned.
Erection All Risks addresses plant, machinery and installation works during erection, testing and commissioning.
Introduction
What is Erection All Risks?
Erection All Risks is commonly considered by project owners, equipment suppliers, engineering contractors and lenders. It can address plant, machinery and installation works during erection, testing and commissioning.
What it protects
What can the policy protect?
Erection All Risks should define the installation project and physical work to be protected, together with any selected third-party liability.
All risks basis
Physical loss or damage is covered unless specifically excluded by the policy.
Third-party liability
Third-party liability can be included where required for the project.
Project timeline
The cover period should reflect erection, testing, commissioning and the agreed maintenance period.
Common events
What types of loss can be covered?
The examples alongside help test the proposed programme against realistic situations. They guide the conversation but do not represent automatic cover.
Fire and explosion
Physical damage is caused by fire, lightning or explosion during erection.
Accidental damage and theft
The installation or equipment suffers sudden accidental damage or theft.
Natural hazards
Flood, storm, earthquake or another insured natural event damages the project.
Testing and commissioning damage
Physical damage occurs during an insured testing or commissioning activity.
Programme context
Where this cover fits
Industry applications
The role of the cover should reflect the operation, contractual responsibilities and potential severity of loss.
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Infrastructure
For long-term projects and operating assets involving contractors, financiers and public responsibilities.
Power & Utilities
For essential infrastructure where equipment reliability, project delivery and service continuity are critical.
Petrochemical, Oil & Gas
For technically complex operations with concentrated values, specialist contractors and severe loss potential.
Mining, Metals & Minerals
For remote, capital-intensive operations with heavy equipment, specialist people and complex logistics.
Independent specialty risks review
Review Erection All Risks with Talisman.
Share your current wording, renewal terms or information about the requirement. We will help identify the practical next step.
Illustrative information only. Coverage, availability, limits and terms depend on the risk profile, insurer approval and final policy wording.