Insured financial assets
The money, securities or other financial assets protected by the programme.
Decisions & balance sheet
Fidelity / Crime Insurance
Safeguard financial assets against defined dishonest or criminal acts.
Fidelity / Crime Insurance addresses defined loss of money, securities or property caused by employee dishonesty or specified crime events.
Introduction
What is Fidelity / Crime Insurance?
Fidelity / Crime Insurance is commonly considered by organisations handling money, valuable stock, sensitive transactions or delegated financial authority. It can address defined loss of money, securities or property caused by employee dishonesty or specified crime events.
What it protects
What can the policy protect?
The scope of Fidelity / Crime Insurance should clearly define the insured interests and the protection required.
Policy limits and notification
The applicable limits and requirements for notifying a suspected dishonest act.
Common events
What types of loss can be covered?
The examples alongside help test the proposed programme against realistic situations. They guide the conversation but do not represent automatic cover.
Fraudulent transfer
Funds are transferred through a fraudulent act within the agreed scope.
Misappropriation of funds
Insured funds are dishonestly misappropriated.
Programme context
Where this cover fits
Industry applications
The role of the cover should reflect the operation, contractual responsibilities and potential severity of loss.
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Banks & Financial Institutions
For regulated organisations where governance, data, people and financial confidence are closely connected.
Commodities
For businesses exposed to changing values, storage, transit and contractual performance across supply chains.
Hotels & Hospitality
For public-facing operations where premises, people, service continuity and reputation all matter.
Retail
For multi-location businesses managing stock, customers, payments, people and digital operations.
Independent financial lines review
Review Fidelity / Crime Insurance with Talisman.
Share your current wording, renewal terms or information about the requirement. We will help identify the practical next step.
Illustrative information only. Coverage, availability, limits and terms depend on the risk profile, insurer approval and final policy wording.