Company and authorised employees
The company and employees responsible for handling or transporting insured money.
Decisions & balance sheet
Money Insurance
Cover cash in transit and at insured premises.
Money Insurance addresses money held in an insured safe or moved by authorised persons under agreed controls.
Introduction
What is Money Insurance?
Money Insurance is commonly considered by retailers, hospitality operators, financial institutions and cash-handling businesses. It can address money held in an insured safe or moved by authorised persons under agreed controls.
What it protects
What can the policy protect?
The scope of Money Insurance should clearly define the insured interests and the protection required.
Defined limits
The maximum amounts protected at premises and while in transit.
Common events
What types of loss can be covered?
The examples alongside help test the proposed programme against realistic situations. They guide the conversation but do not represent automatic cover.
Loss in transit
Insured money is lost following an accident, robbery or theft while being transported between approved locations.
Theft from a safe or strong room
Insured money is stolen from a safe or strong room following robbery, theft, housebreaking or holdup.
Theft during business hours
Insured money is stolen from the insured premises during normal business hours.
Programme context
Where this cover fits
Industry applications
The role of the cover should reflect the operation, contractual responsibilities and potential severity of loss.
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Banks & Financial Institutions
For regulated organisations where governance, data, people and financial confidence are closely connected.
Hotels & Hospitality
For public-facing operations where premises, people, service continuity and reputation all matter.
Manufacturing
For operations where machinery, stock, people, suppliers and production continuity work as one system.
Retail
For multi-location businesses managing stock, customers, payments, people and digital operations.
Independent financial lines review
Review Money Insurance with Talisman.
Share your current wording, renewal terms or information about the requirement. We will help identify the practical next step.
Illustrative information only. Coverage, availability, limits and terms depend on the risk profile, insurer approval and final policy wording.