Insured travellers
The individuals or employee groups covered during the trip.
People & wellbeing
Travel Insurance
Support travellers through selected medical events and journey disruption.
Travel Insurance addresses eligible emergency medical costs, travel disruption and selected personal effects during insured trips.
Introduction
What is Travel Insurance?
Travel Insurance is commonly considered by business travellers, employees, individuals, families and organised groups. It can address eligible emergency medical costs, travel disruption and selected personal effects during insured trips.
What it protects
What can the policy protect?
Travel Insurance should define the traveller, destination, trip duration and selected medical and travel benefits.
Coverage area
The countries or regions included in the travel programme.
Medical and travel benefits
The emergency medical and selected travel-related benefits included.
Duration of travel
The trip dates and maximum duration permitted under the policy.
Common events
What types of loss can be covered?
The examples alongside help test the proposed programme against realistic situations. They guide the conversation but do not represent automatic cover.
Travel interruption
An insured event disrupts or interrupts the planned journey.
Emergency medical treatment
A traveller requires emergency medical treatment during the insured trip.
Death or disability during travel
An insured event during travel results in death or covered disability.
Programme context
Where this cover fits
Industry applications
The role of the cover should reflect the operation, contractual responsibilities and potential severity of loss.
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Mining, Metals & Minerals
For remote, capital-intensive operations with heavy equipment, specialist people and complex logistics.
Petrochemical, Oil & Gas
For technically complex operations with concentrated values, specialist contractors and severe loss potential.
Infrastructure
For long-term projects and operating assets involving contractors, financiers and public responsibilities.
Transportation & Logistics
For businesses responsible for vehicles, cargo, terminals, timing and third-party property in motion.
Independent employee benefits review
Review Travel Insurance with Talisman.
Share your current wording, renewal terms or information about the requirement. We will help identify the practical next step.
Illustrative information only. Coverage, availability, limits and terms depend on the risk profile, insurer approval and final policy wording.