The insured vessel and operator
The vessel, ownership and operating responsibilities represented in the placement.
Goods & movement
Protection & Indemnity
Respond to the third-party responsibilities of owning and operating a vessel.
Protection & Indemnity addresses defined marine liabilities involving crew, cargo, pollution, collision and third parties.
Introduction
What is Protection & Indemnity?
Protection & Indemnity is commonly considered by shipowners, charterers and vessel operators with contractual or statutory responsibilities. It can address defined marine liabilities involving crew, cargo, pollution, collision and third parties.
What it protects
What can the policy protect?
The scope of Protection & Indemnity should clearly define the insured interests and the protection required.
Third-party responsibilities
Liabilities involving crew, passengers, cargo interests and other affected parties.
Territory and legal scope
The operating area, contracts and legal responsibilities relevant to the vessel.
Common events
What types of loss can be covered?
The examples alongside help test the proposed programme against realistic situations. They guide the conversation but do not represent automatic cover.
Crew or passenger liability
A vessel operation results in an insured injury or liability involving people on board.
Cargo liability
An allegation is made that the vessel caused loss of or damage to cargo.
Damage to another vessel or property
A collision or operating incident damages another vessel or third-party property.
Programme context
Where this cover fits
Industry applications
The role of the cover should reflect the operation, contractual responsibilities and potential severity of loss.
01↗02↗03↗
Petrochemical, Oil & Gas
For technically complex operations with concentrated values, specialist contractors and severe loss potential.
Transportation & Logistics
For businesses responsible for vehicles, cargo, terminals, timing and third-party property in motion.
Mining, Metals & Minerals
For remote, capital-intensive operations with heavy equipment, specialist people and complex logistics.
Independent marine review
Review Protection & Indemnity with Talisman.
Share your current wording, renewal terms or information about the requirement. We will help identify the practical next step.
Illustrative information only. Coverage, availability, limits and terms depend on the risk profile, insurer approval and final policy wording.